Wednesday, February 28, 2007

Update on Ivanhoe Mortgage




Looks like News10 ABC has picked up on the Ivanhoe Mortgage (Central Pacific Mortgage) story. Thanks to Max and Aaron @ Implode-O-Meter for the tip:


Folsom-Based Mortgage Lender Shuts Down


Folsom-based Central Pacific Mortgage has abruptly shut down operations, telling employees it can't afford to pay them.


A memo to the staff from the president and CEO John Courson on Monday said the company would cease operations immediately.


"We do not have sufficient cash to fund the February 28th payroll. Employees should remove their personal items from the office at the end of the day," Courson wrote.

A recorded telephone announcement Tuesday morning at the company's headquarters on Iron Point Road in Folsom said to call back during normal business hours.


A recent staff directory indicated there were more than 80 people working in Folsom.


The company's Web site said it also operated more than 100 retail and wholesale origination offices in more than 20 states. Central Pacific Mortgage had been in business since 1977.


In an earlier memo to employees, Courson warned of the financial difficulties facing the company because of a rising number of mortgage defaults.In his final memo to his staff on Monday, Courson said "there are no words to express my sorrow. I fully understand the hardships and difficulties this action will create for everyone."

14 comments:

Anonymous said...

Is there still a Central Pacific Mortgage in Bakersfield? Where they closed? How many lost there jobs locally? Is there a count of how many local lenders and real estate offices that have closed over the last few months?

Bakersfield Bubble said...

Is there a local branch? I will have to check.

See a link on my homepage to the lender implode website for a list of closures

Lander said...

Central Pacific Mortgage retail origination offices in California per their website:

LIBERTY WEST HOME LOANS
8232 Oliveine Avenue
Citrus Heights, CA 95610
(916) 962-9200
(916) 962-9292 Fax
www.libertywest.com

NORTH COAST MORTGAGE
539 "H" Street
Crescent City, CA 95531
(707) 465-3910
(707) 465-1848 Fax
www.northcoast-mortgage.com

GOLDEN VALLEY MORTGAGE
561 North Alta Avenue
Suite B
Dinuba, CA 93618
(559) 591-2301
(559) 591-9230 Fax

NORTH COAST MORTGAGE
3015 F Street
Eureka, CA 95501
(707) 443-6731
(707) 443-6735 Fax

KEY MORTGAGE
611 Harris Street
Eureka, CA 95501
(707) 442-2242
(707) 442-7742 Fax

MORTGAGE BANKERS ACCEPTANCE COMPANY
8150 Greenback Lane
Suite 300
Fair Oaks, CA 95628
(916) 725-9902
(916) 725-9908 Fax
www.mbac.com

CRESTONE MORTGAGE
7844 Madison Avenue
Suite 108
Fair Oaks, CA 95628
(916) 536-9860
(916) 313-3469 Fax
www.crestonemtg.com

FIRST INTERSTATE MORTGAGE
2545 East Bidwell Street
Suite 100
Folsom, CA 95630
(916) 983-3939
(916) 983-8022 Fax
www.fimhomeloans.net

OLYMPIC HOME LOANS
6693 Folsom Auburn Road
Suite J
Folsom, CA 95630
(916) 673-2450
(916) 673-2449 Fax
www.myloanpros.com

SERVICE MORTGAGE
1300 East Shaw Avenue
Suite 170
Fresno, CA 93710
(559) 224-3590
(559) 224-3538 Fax
www.smghomeloans.com

MID VALLEY MORTGAGE
750 Spaans Drive
Suite F
Galt, CA 95632
(707) 744-1465
(707) 744-7673 Fax
www.midvalleymtg.com

CPM - LA MESA
8080 La Mesa Blvd.
Suite 208
La Mesa, CA 91941
(619) 433-3170
(619) 466-4605 Fax
www.paylessrates.com

BR MORTGAGE
3085 Barrett Park Lane
Lincoln, CA 95648
(916) 645-8557
(916) 645-3363 Fax

DEL VALLE GROUP MORTGAGE
1472 B Street
Suite A
Livingston, CA 95334
(209) 394-9130
(209) 394-9135 Fax

CENTRAL VALLEY PACIFIC MORTGAGE
3339 M Street
Merced, CA 95340
(209) 383-1577
(209) 383-0744 Fax

CPM - NAPA
2040 Jefferson Street
Napa, CA 94559
(707) 257-4900
(707) 257-4908 Fax
www.cpmnapa.com

PETALUMA HOME LOANS
426 Petaluma Boulevard South
Petaluma, CA 94952
(707) 773-4200
(707) 773-4204 Fax

COASTAL PACIFIC MORTGAGE
11190 Sun Center Drive
Suite 104
Rancho Cordova, CA 95670
(916) 853-7338
(916) 853-7348 Fax
www.cpmbankers.com

INTEGRITY LENDING
6820 Indiana Avenue
Suite 230
Riverside, CA 92506
(951) 367-0727
(951) 367-0631 Fax

MAGNUSON & ASSOCIATES
3842 Rawhide Road
Rocklin, CA 95677
(916) 624-1643
(916) 624-1816 Fax
www.magnusonandassoc.com

SIERRA MORTGAGE
2386 Fair Oaks Boulevard
Suite 117
Sacramento, CA 95825
(916) 489-1986
(916) 489-1988 Fax
www.sierramtg.com

VISIONARY MORTGAGE
9700 Business Park Drive
Suite 204B
Sacramento, CA 95827
(916) 364-4444
(800) 909-2751 Fax
www.visionarymortgage.com

CENTRAL CITY MORTGAGE COMPANY
2771 Santa Maria Way
Suite A
Santa Maria, CA 93455
(805) 934-5628
(805) 934-5630 Fax

CPM - SANTA ROSA
2200 Range Avenue
Suite 104
Santa Rosa, CA 95403
(707) 571-8915
(707) 571-8920 Fax
www.cpm-mortgage.com

NORMAN FINANCIAL MORTGAGE
3975 Durock Road
Suite 102
Shingle Springs, CA 95682
(530) 677-2267
(530) 676-4647 Fax
www.normanfinancialmtg.com

AMERICAN MORTGAGE OF LAKE TAHOE
2494 Lake Tahoe Boulevard
Suite B-5
South Lake Tahoe, CA 96150
(530) 542-9285
(530) 542-9290 Fax

CPM - TEHACHAPI
20406 Brian Way
Building 4
Tehachapi, CA 93561
(661) 822-5523
(661) 822-7643 Fax
www.cpmtehachapi.com

CPM - VALLEJO
1469 Alabama Street
Vallejo, CA 94590
(707) 643-8881
(707) 647-4380 Fax
www.cpmvallejo.com

MORTGAGE ONE
1512 West Mineral King
Visalia, CA 93291
(559) 635-9111
(559) 635-9113 Fax

CPM - YUBA CITY
474 Century Park Drive
Suite 400
Yuba City, CA 95991
(530) 755-3000
(530) 755-3004 Fax
www.cpmyc.com

Bakersfield Bubble said...

Thanks lander!

Anonymous said...

Hello Bakersfield Bubble!

How about posting a source credit when you lift an article?

By the way, we've updated the original article:

http://www.news10.net/display_story.aspx?storyid=24975

Thanks,

George Warren
Reporter, KXTV (ABC) Sacramento

Bakersfield Bubble said...

George-

If you look at the highlighted link you will see that I did. I always provide a link back to the original

Bakersfield Bubble said...

I adjusted the "highlight" from "MSM" to "News 10 ABC".

The link is still the same.

Bakersfield Bubble said...

Thanks for the update.

Also, I had this story up before you did or anyone. Monday @ 1:38pm - how about some credit for this lowly blogger??

Bakersfield Bubble said...

"As News10 first reported Tuesday"

From your revised link.

Anonymous said...

BB: Thanks for the credit. I shoulda seen the hyperlink.

By the way, congrats on the early posting of the Central Pacific meltdown.

I'm stunned this story hasn't been picked up by other mainstream media here in Sacto and/or Orlando.

George

Lander said...

Try KCRA

Nice reporting, by the way (Crispy & George).

AnalysisGuy said...

Interesting story and dialogue. And as always you've included a link the source.

thebubblebuster.com

Bakersfield Bubble said...

George-

What's also amazing is that the Business Media is reporting the Sub Prime meltdown big time, but they are not focusing on the actual company closings.

WSJ,Economist, NY Times, Business Week, Fortune, etc.. are reporting on the ABX changes (derivatives market) and the news from NEW, FMT, NFI and all the other public blow ups meanwhile 27 companies have gone under. Most of them with only small amount of news in the media.

I am glad you are covering this story, as I think it is extremely important.

It is the #1 reason why we have a housing bubble - Credit was just way to easy in the last few years and now it is getting Very Very tight.

Once again, thanks for the update!

Did you happen to see the comment in my orginal post from an ex-employee? Looks like this company was lying to their employees all the way to the bitter end.

Anonymous said...

I've got all the memos the CEO sent to the staff.

In earlier communications, he speaks in general terms about the crisis brewing in the mortgage industry as he addresses specific problems with his company's 401(k) plan.

He told his people that The Mortgage Store would be taking over CPM in two stages, beginning with the wholesale branches March 1, followed by the rest of the operation as soon as regulatory hurdles were overcome.

Obviously, they never got to phase II. We can only speculate why.

George